USATの会員向けのダリレクトメールで興味のある案内がありましたのでご報告します。

CyclePro Insurance has been created specifically to cover the unique bicycle insurance needs of cyclists.
Typical Homeowners Insurance will not provide coverage for accidental damage to your bicycle. In the event of a covered claim, your Homeowners Insurance may not pay on a Replacement Cost basis.
CyclePro Insurance Eligibility:
Cyclists (US residents) aged 16 to 75 that compete in cycling
The CyclePro Insurance policy provides:
- Coverage against theft, loss and accidental damage up to $10,000*
- Replacement on a new for old basis for bicycles up to 2 years old (older cycles are subject to depreciation)
- Cost of Temporary Replacement Bicycle- until items are replaced or repaired (subject to an approved claim)
- A policy term of one year
*any claim under $250 is not covered. Any accidental damage claim under $2500 occurring as a result of competing in a draft legal organized racing event is not covered
Optional Coverages:
- Third Party Excess Liability and personal accident coverage
- World Wide Coverage- up to 60 days if traveling to an event
- Other riders option (allows family, club members, or friends, to use your bicycle) this coverage is included when purchasing World Wide coverage.
- For more information on what is or is not covered under the policy, please read the policy wording.If you have questions, please feel free to email us at: info@cycleproinsurance.com
高額な自転車に対するアクシデント(事故や盗難)をカバーする保険です。興味があったので自転車の価格$3,000(私のKUOTA, Feltはもっと安いですが、、、将来的にホイールをアップグレードしたいという希望を含んだ金額。)で全世界(現在、米国以外の地域に遠征の予定はありませんが、、、)を条件に入れると年間約$350の掛け捨て保険料と出てきました。これを安いと考えるか?高額な無駄金と考えるかは、その人次第ですが、現在まで一度もアクシデントに見舞われていないので、安心し切ってますが、相手(自転車)がある場合など考えると、、、、ご意見お聞かせ下さい。
尚、同保険は残念ながら米国在住の16歳~75歳に限られます。

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